From “The Abundance of Less Lessons in Simple Living from Rural Japan by Andy Couturier

From “The Abundance of Less Lessons in Simple Living from Rural Japan" by Andy Couturier

Pages 264-265



“Sooo..” I begin to ask him, a bit apprehensive, not wanting to be insulting, “Gufu-san, why write all this stuff down?”


Unperturbed, he replies simply, “To make a record. If you don’t record things, you start to lose your sense of the place. It’s also interesting when you talk to other people, or when I want to look up something later. But it’s mostly just to make a record, even if I don’t use the information.”

“Yes, but how do you decide which things to write down?”

“Whatever is possible to write down, I write. How much the bus cost. How much the movie was, or how much the hotel was.”

“But why?” I ask.

“I didn’t have any purpose in doing it.”

No purpose? Perhaps I’ve been too attached to all my own actions being done for a reason. Utilitarianism is so deep in my culture I don’t even notice it. Listening to Gufu it occurs to me that it may not be so good to be always reaching ahead in time. Sitting here with my friend in a farmhouse in the mountains of Japan, I find my way of seeing the world start to deepen and change. All these little, unlooked-at details create the fabric of memory. By writing them down, we are refusing to let the experiences of our lives get subsumed in the tsunami of time, the onrush of the next, and the next, and the next. I think of so many travelers (myself included) zipping from one location to the next, taking photos of scenery or a building. Have I been missing the beautiful in the obvious?

Gufu is showing me--not that he’s trying to show me anything--that the whole world can come alive with these tiny details, ephemera, you might call them. But not just a generalized “world,” but a specific world, an India of a particular time, and, as it happens, an India that is disappearing every day.


Sunday, March 7, 2021

WatsonDee @impotentrageyyc · Mar 7, 2021 Replying to @JulieYAli @cafreeland and 4 others Canadians need to start acting as if we are who we pretend to be. Julie Ali @JulieYAli Unfortunately citizens with disabilities are seen as disposable. Or PR photo opportunities. Canadians aren't nice people for the most part. We're cowardly folks who choose the easy way usually. And we don't give a damn about those with disabilities because well, we're not them. 10:22 PM · Mar 7, 2021 Copy link to Tweet

Peter Shields @GPCommercialRE · Mar 3, 2021 Replying to @Tiredof08854843 @JulieYAli and @heylaineys I would ask you to explain this nonsensical tweet but Meh. I am just glad that Victoria BC might stop pumping their untreated waste directly into the ocean like they have for the last 100 years or so. Julie Ali @JulieYAli I guess you're fine with the $260 billion plus of environmental liabilities future generations will contend with in AB? Because @OilGasCanada isn't going to do anything about these liabilities before they decamp. Cleaning up Alberta’s oilpatch could cost $260 billion, internal documents warn Internal regulatory documents reveal staggering estimate by a top regulatory official. globalnews.ca 10:01 PM · Mar 7, 2021

Natasha Fatah @NatashaFatah · Mar 7, 2021 Advocates urge Liberals to cancel 'devastating' cut to services for Canadians with print reading disabilities https://cbc.ca/news/politics/accessible-reading-funding-cut-1.5938122 Julie Ali @JulieYAli https://celalibrary.ca/advocacy Email: Carla.Qualtrough@parl.gc.ca Email: Chrystia.Freeland@parl.gc.ca @cafreeland This is a poor decision that should be reversed immediately. @JustinTrudeau @jeneroux 9:15 PM · Mar 7, 2021 Copy link to Tweet

CELA @CELAlibrary · Mar 5, 2021 Thank you for your ongoing support! We need to convince @CQualtro and @cafreeland to #RestoreFundingforAccessibleBooks and support the 1 in 10 people with print disabilities. Please write or call your MPs. You can find sample letters and talking points at http://celalibrary.ca/advocacy Julie Ali @JulieYAli Why is this being done? It needs to be reversed. @jeneroux Do your job and help these folks. @JustinTrudeau @liberal_party What the heck? 9:12 PM · Mar 7, 2021

Rep. Val Demings @RepValDemings · Mar 7, 2021 “Release all bitterness. Hold only love, only peace in your heart, knowing that the battle of good to overcome evil is already won. Choose confrontation wisely, but when it is your time don't be afraid to stand up, speak up, and speak out against injustice.” - John Lewis Julie Ali @JulieYAli Better to stop accepting shit from white people. And stand up for ourselves. 9:09 PM · Mar 7, 2021 Copy link to Tweet

 

Friday, March 5, 2021

Eye Q Premium Laser 3.9 28 Google reviews Eye care center in Edmonton, Alberta Located in: Plaza 124 Address: 10216 124 St #250, Edmonton, AB T5N 4A3 Hours: Open ⋅ Closes 4:30 p.m. Phone: (780) 429-2015 Province: Alberta Suggest an edit · Own this

 Because I have an eye appointment with dad today I haven't been doing much. We will have a sandwich and soup for lunch and then head out here:

Eye Q Premium Laser

Eye care center in Edmonton, Alberta
Located in: Plaza 124
Address10216 124 St #250, Edmonton, AB T5N 4A3
Hours
Phone(780) 429-2015

https://www.eyeqlaser.ca/our-doctors/dr-khaliq-kurji/

Dr. Khaliq Kurji

Dr. Khaliq Kurji obtained his Medical Degree from the University of Saskatchewan and went on to complete his Ophthalmology residency training at the University of Alberta in 2017. He then completed his Cornea and External Disease fellowship at the University of Cincinnati and Cincinnati Eye Institute under the tutelage of Dr. Edward Holland, one of the worldwide leaders in the field. Dr.Kurji specializes in the medical and surgical management of cornea, external disease and anterior segment disorders, including corneal transplantation, dry eye disease, complex ocular surface disease, keratoconus, corneal cross-linking, pterygiums, anterior segment tumors, and cataract surgery. He is also a clinical lecturer in Department of Ophthalmology, where he takes great pride in teaching the next generation of up and coming ophthalmologists.



** 

Dad has to have two corneal and two cataract operations. I am nervous about this.



The day is sunny outside and I could work on the bills but I want to wait until later. 

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 27) Our kids with disabilities aren't throwaway citizens but are human beings with great potential who are currently marginalised and given lip service by all levels of gov. and our society. This will change. But they need help to be fully included in our society. @liberal_party Julie Ali @JulieYAli 28) So I went and looked at the deposits which are confusing as they don't say the source and it appears that younger boy got the Canada disability savings bond since age 19. So @scotiabank appears to have reapplied for the bond. The transaction history is hard to figure out. 10:15 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 26) You either pay now or you pay later. Our kids with disabilities need more help. They need internships that help to get them into regular jobs not make work for disabled folks jobs. They need a RDSP that helps to mitigate inequity they face. Inclusion now. @liberal_party Julie Ali @JulieYAli 27) Our kids with disabilities aren't throwaway citizens but are human beings with great potential who are currently marginalised and given lip service by all levels of gov. and our society. This will change. But they need help to be fully included in our society. @liberal_party 9:56 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 25) Besides a DTC barrier there's also the problem of income. Low income families should be able to get more than $20,000 for the Canada disability savings bond. The prov. gov. don't give a damn about citizens with disabilities. The fed. gov. needs to help them.@liberal_party Julie Ali @JulieYAli 26) You either pay now or you pay later. Our kids with disabilities need more help. They need internships that help to get them into regular jobs not make work for disabled folks jobs. They need a RDSP that helps to mitigate inequity they face. Inclusion now. @liberal_party 9:53 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 24) The big barrier to the RDSP thing is the DTC hurdle. Repeatedly having to prove disability while still dealing with disability is offensive, energy draining and unacceptable. You don't lose your disability over time. @JustinTrudeau @liberal_party @CanRevAgency Why do this? Julie Ali @JulieYAli 25) Besides a DTC barrier there's also the problem of income. Low income families should be able to get more than $20,000 for the Canada disability savings bond. The prov. gov. don't give a damn about citizens with disabilities. The fed. gov. needs to help them.@liberal_party 9:50 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 23) Since both low income and higher income families can get the bond after age 19 (since kids don't typically have high incomes), both sets of families should get banks to reapply for the bond at age 19. Banks don't seem to do this reapplication without a reminder. @scotiabank Julie Ali @JulieYAli 24) The big barrier to the RDSP thing is the DTC hurdle. Repeatedly having to prove disability while still dealing with disability is offensive, energy draining and unacceptable. You don't lose your disability over time. @JustinTrudeau @liberal_party @CanRevAgency Why do this? 9:47 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 22) Low income families should apply for the RDSP even if they can't match funds for the grant. Why? Because they can get up to $20,000 for their kid without any contributions needed: https://canada.ca/en/employment-social-development/programs/disability/savings/grants-bonds.html Over an individual’s lifetime, there is a limit of $20,000. Julie Ali @JulieYAli 23) Since both low income and higher income families can get the bond after age 19 (since kids don't typically have high incomes), both sets of families should get banks to reapply for the bond at age 19. Banks don't seem to do this reapplication without a reminder. @scotiabank 9:42 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 20) I asked the RDSP person how are we to know that the bank has to reapply for the bond at age 19 when the banks don't even know? @scotiabank @TD_Canada I asked them to post this information on their website. https://canada.ca/en/employment-social-development/programs/disability/savings/rdsp.html#family Julie Ali @JulieYAli 21) @CanRevAgency Nothing online re reapplying for the bond: https://canada.ca/en/employment-social-development/programs/disability/savings/rdsp.html#family Age 19 until RDSP closure Beginning the year the beneficiary turns 19 until the RDSP is closed, the beneficiary's family income is based on his or her income plus his or her spouse's income. 9:36 AM · Mar 5, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 5, 2021 Replying to @JulieYAli 19) Since the bond is based on a kid's income from age 19, there should be bonds for most kids. But apparently the bank has to reapply for the bond at age 19. @scotiabank did not do this. I will wait until the RDSP is transferred to @TD_Canada and get them to reapply. Julie Ali @JulieYAli 20) I asked the RDSP person how are we to know that the bank has to reapply for the bond at age 19 when the banks don't even know? @scotiabank @TD_Canada I asked them to post this information on their website. https://canada.ca/en/employment-social-development/programs/disability/savings/rdsp.html#family 9:32 AM · Mar 5, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 18) Bonds are based on the kid's income after 19 years: https://canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-disability-savings-plan-rdsp/canada-disability-savings-grant-canada-disability-savings-bond.html Beginning the year the beneficiary turns 19 until the RDSP is closed, the beneficiary’s adjusted family net income is based on their income plus their spouse’s, or common-law partner’s income. Julie Ali @JulieYAli 19) Since the bond is based on a kid's income from age 19, there should be bonds for most kids. But apparently the bank has to reapply for the bond at age 19. @scotiabank did not do this. I will wait until the RDSP is transferred to @TD_Canada and get them to reapply. 9:32 AM · Mar 5, 2021 1 Copy link to Tweet

Thursday, March 4, 2021

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 17) transfers vs rollovers. A rollover isn't common. It happens when you make your kids a beneficiary to your RRSP/RRIF to rollover at death. https://canada.ca/en/employment-social-development/programs/disability/savings/rdsp.html#family a)Transfer an RDSP to another financial organization b) Rollover of retirement funds into an RDSP Julie Ali @JulieYAli 18) Bonds are based on the kid's income after 19 years: https://canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-disability-savings-plan-rdsp/canada-disability-savings-grant-canada-disability-savings-bond.html Beginning the year the beneficiary turns 19 until the RDSP is closed, the beneficiary’s adjusted family net income is based on their income plus their spouse’s, or common-law partner’s income. 4:06 PM · Mar 4, 2021

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 16) Self-Directed Discount Brokers: https://reddit.com/r/PersonalFinanceCanada/comments/gr07g9/rdsp_tfsa/ FinancialFuturist 4 months ago There are Only 2 Self-Directed Discount Brokers currently offering the RDSP TD Direct Investing National Bank Direct Brokerage Robo-Advisor ModernAdvisor CI Direct Investing (WealthBar) RDSP & TFSA Alberta Mom looking to set up a RDSP for my daughter. She’s 18 and will have regular contributions available with an $1000-$2000 buy... reddit.com Julie Ali @JulieYAli 17) transfers vs rollovers. A rollover isn't common. It happens when you make your kids a beneficiary to your RRSP/RRIF to rollover at death. https://canada.ca/en/employment-social-development/programs/disability/savings/rdsp.html#family a)Transfer an RDSP to another financial organization b) Rollover of retirement funds into an RDSP 4:03 PM · Mar 4, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 15) In any case, the DTC is the first hurdle. This has to be completed on a regular basis for some parents and it's a weird exercise in power by the gov. @liberal_party should end this busy work. 16) Once you have the DTC do the RDSP. I waited for years but it is a good thing. Julie Ali @JulieYAli 16) Self-Directed Discount Brokers: https://reddit.com/r/PersonalFinanceCanada/comments/gr07g9/rdsp_tfsa/ FinancialFuturist 4 months ago There are Only 2 Self-Directed Discount Brokers currently offering the RDSP TD Direct Investing National Bank Direct Brokerage Robo-Advisor ModernAdvisor CI Direct Investing (WealthBar) RDSP & TFSA Alberta Mom looking to set up a RDSP for my daughter. She’s 18 and will have regular contributions available with an $1000-$2000 buy... reddit.com 3:54 PM · Mar 4, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 13) If your kid has a DTC for life they can take out money from 10 years after they get their last grant/bond from the gov. 14) If you kid doesn't get his DTC renewed he has to wait until he is 59 years old to get withdrawals. Or I think he loses grants/bonds. Not sure. Julie Ali @JulieYAli 15) In any case, the DTC is the first hurdle. This has to be completed on a regular basis for some parents and it's a weird exercise in power by the gov. @liberal_party should end this busy work. 16) Once you have the DTC do the RDSP. I waited for years but it is a good thing. 3:25 PM · Mar 4, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 12) If you want to help your kid be aware that the most productive route is to open a Self-Directed Registered Disability Savings Plan (RDSP)* @TD_Canada It is the only bank that allows diversity in investments. It doesn't have the luxury of a RDSP dept but you can buy stocks. Julie Ali @JulieYAli 13) If your kid has a DTC for life they can take out money from 10 years after they get their last grant/bond from the gov. 14) If you kid doesn't get his DTC renewed he has to wait until he is 59 years old to get withdrawals. Or I think he loses grants/bonds. Not sure. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 11) I didn't open one for ages because we were broke. Then the gov. said we had to dissolve it if the DTC wasn't renewed. Then the gov. said we could keep it even if the DTC wasn't renewed but I guess this change is still waiting for royal assent this summer due to the pandemic. Julie Ali @JulieYAli 12) If you want to help your kid be aware that the most productive route is to open a Self-Directed Registered Disability Savings Plan (RDSP)* @TD_Canada It is the only bank that allows diversity in investments. It doesn't have the luxury of a RDSP dept but you can buy stocks. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 10) It can take up to three months if things so bad. So I guess I will be babysitting this transfer with both @scotiabank and @TD_Canada While this isn't a lot of money for my kid, it's better than nothing. Parents who have kids with disabilities should open a RDSP. Julie Ali @JulieYAli 11) I didn't open one for ages because we were broke. Then the gov. said we had to dissolve it if the DTC wasn't renewed. Then the gov. said we could keep it even if the DTC wasn't renewed but I guess this change is still waiting for royal assent this summer due to the pandemic. 3:25 PM · Mar 4, 2021 See the latest COVID-19 information on Twitter

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 9) The RDSP person told me there could be delays if we mess up these areas: a) there is a pending grant at the time of the transfer b)so basically wait until the grant is in the RDSP before initiating paperwork. c) once plan is closed @scotiabank ensure the bank told the gov. Julie Ali @JulieYAli 10) It can take up to three months if things so bad. So I guess I will be babysitting this transfer with both @scotiabank and @TD_Canada While this isn't a lot of money for my kid, it's better than nothing. Parents who have kids with disabilities should open a RDSP. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 8) At least the RDSP person I spoke to was helpful. I learnt a lot of stuff about grants versus bonds. You can get bonds for your kid if you have a family income below $30,000. This is really good for low income families but really not much. @liberal_party should increase it. Julie Ali @JulieYAli 9) The RDSP person told me there could be delays if we mess up these areas: a) there is a pending grant at the time of the transfer b)so basically wait until the grant is in the RDSP before initiating paperwork. c) once plan is closed @scotiabank ensure the bank told the gov. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 7) None of this work would have been required if I had the brains in the first place to look at the investment choices available @scotiabank for the RDSP but I didn't do this and I am now stuck transferring the RDSP to @TD_Canada I am not confident in this transfer process. Julie Ali @JulieYAli 8) At least the RDSP person I spoke to was helpful. I learnt a lot of stuff about grants versus bonds. You can get bonds for your kid if you have a family income below $30,000. This is really good for low income families but really not much. @liberal_party should increase it. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 6) Meanwhile @TD_Canada has hopefully started the process of registering the new RDSP so younger boy can invest the cash without waiting years. Based on the Internet chatter it takes forever because I guess, banks aren't motivated to lose money to other banks. @scotiabank Julie Ali @JulieYAli 7) None of this work would have been required if I had the brains in the first place to look at the investment choices available @scotiabank for the RDSP but I didn't do this and I am now stuck transferring the RDSP to @TD_Canada I am not confident in this transfer process. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 5) @scotiabank transfers the money. The RDSP dept. needs to get notice from the bank that it has transferred and closed the original RDSP or they won't allow the new RDSP to get registered. They sometimes forget to inform the government so I have to check and see they do this. Julie Ali @JulieYAli 6) Meanwhile @TD_Canada has hopefully started the process of registering the new RDSP so younger boy can invest the cash without waiting years. Based on the Internet chatter it takes forever because I guess, banks aren't motivated to lose money to other banks. @scotiabank 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 3) I don't know if the bank has more paperwork to fill in besides these two government of Canada forms. 4) Then @TD_Canada I guess tells @scotiabank to transfer the RDSP money to the newly opened RDSP that is not yet registered by them. Julie Ali @JulieYAli 5) @scotiabank transfers the money. The RDSP dept. needs to get notice from the bank that it has transferred and closed the original RDSP or they won't allow the new RDSP to get registered. They sometimes forget to inform the government so I have to check and see they do this. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 2) He has to fill in this second form too; I'm not sure if both @scotiabank and @TD_Canada have to have forms filled: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=EMP5612 NumberEMP5612 TitleHolder Consent to a Registered Disability Savings Plan (RDSP) Transfer Julie Ali @JulieYAli 3) I don't know if the bank has more paperwork to fill in besides these two government of Canada forms. 4) Then @TD_Canada I guess tells @scotiabank to transfer the RDSP money to the newly opened RDSP that is not yet registered by them. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 2) These forms include this one: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=EMP5611 NumberEMP5611 TitleRegistered Disability Savings Plan (RDSP) Transfer Julie Ali @JulieYAli 2) He has to fill in this second form too; I'm not sure if both @scotiabank and @TD_Canada have to have forms filled: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=EMP5612 NumberEMP5612 TitleHolder Consent to a Registered Disability Savings Plan (RDSP) Transfer 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 2) @TD_Canada opens up a new RDSP. This is just the opening of the RDSP. It's not actually functional until the government registers it. The bank gets younger boy to fill in transfer forms here: https://canada.ca/en/employment-social-development/programs/disability/savings/issuers.html?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_rdspresources Julie Ali @JulieYAli 2) These forms include this one: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=EMP5611 NumberEMP5611 TitleRegistered Disability Savings Plan (RDSP) Transfer 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli 2) @TD_Canada opens up a new RDSP. This is just the opening of the RDSP. It's not actually functional until the government registers it. The bank gets younger boy to fill in transfer forms here: https://canada.ca/en/employment-social-development/programs/disability/savings/issuers.html?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_rdspresources Julie Ali @JulieYAli 2) These forms include this one: https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=EMP5611 NumberEMP5611 TitleRegistered Disability Savings Plan (RDSP) Transfer 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 Replying to @JulieYAli A nice man answered the phone. He answered my confused questions and I think I understand the transfer process. 1) I go to @TD_Canada branch in Riverbend with younger boy. I have to make sure that all grants we expect for 2021 have transferred or this buggers up the business. Julie Ali @JulieYAli 2) @TD_Canada opens up a new RDSP. This is just the opening of the RDSP. It's not actually functional until the government registers it. The bank gets younger boy to fill in transfer forms here: https://canada.ca/en/employment-social-development/programs/disability/savings/issuers.html?utm_campaign=not-applicable&utm_medium=vanity-url&utm_source=canada-ca_rdspresources 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 4, 2021 So because I was confused about the RDSP transfer process from @scotiabank to @TD_Canada I went to the government. They have a phone number 1-866-754-2674. Julie Ali @JulieYAli A nice man answered the phone. He answered my confused questions and I think I understand the transfer process. 1) I go to @TD_Canada branch in Riverbend with younger boy. I have to make sure that all grants we expect for 2021 have transferred or this buggers up the business. 3:25 PM · Mar 4, 2021 1 Copy link to Tweet

 

Wednesday, March 3, 2021

Tracy Corneau @Tracytms · Mar 3, 2021 I don’t understand this. Rempel was really pushing this lately. We have lots of vaccines pouring in in the next few months. Why would we need to stretch it out to 4 months esp when the manufacturers say not to do this? Julie Ali @JulieYAli National advisory committee recommends stretching interval between vaccine doses to 4 months | CBC News https://cbc.ca/news/politics/naci-interval-advice-change-four-months-1.5934563?__vfz=medium%3Dsharebar So basically experiment and do a clinical trial where we are involuntary subjects? Wow. So wrong. @liberal_party @Alberta_UCP @jjhorgan @CMOH_Alberta Julie Ali @JulieYAli I am curious about this too. Perhaps this is politically expedient decision making by politicians. They get to look as if they're responding fast when it's better to do the work properly as per the vaccine manufacturers. @jjhorgan @jkenney @fordnation @JustinTrudeau @Alberta_UCP 9:33 PM · Mar 3, 2021 Copy link to Tweet

Tracy Corneau @Tracytms · Mar 3, 2021 I understand your concern and those of others. There must be a way tho to allow people facing intolerable suffering to make the decision they believe is right for them. Is there data/studies that the health care system is/would contribute to the vulnerability of ppl in Canada? Julie Ali @JulieYAli Replying to @Tracytms My experience as an advocate of a severely disabled sister is that she's vulnerable even without this bill; with this bill there's just more opportunity for early demise thanks to the health care system not valuing her life as much as other citizens. Disabled=disposable. Julie Ali @JulieYAli See there's some of us who are not entirely confident that some doctors have the good of their disabled patients as a top priority. You tend to get a bit indifferent. "The 38-year-old had been diagnosed with Asperger’s syndrome," seems a bit off; every parent's nightmare. 9:26 PM · Mar 3, 2021 Copy link to Tweet

Tracy Corneau @Tracytms · Mar 3, 2021 I understand your concern and those of others. There must be a way tho to allow people facing intolerable suffering to make the decision they believe is right for them. Is there data/studies that the health care system is/would contribute to the vulnerability of ppl in Canada? Julie Ali @JulieYAli Replying to @Tracytms My experience as an advocate of a severely disabled sister is that she's vulnerable even without this bill; with this bill there's just more opportunity for early demise thanks to the health care system not valuing her life as much as other citizens. Disabled=disposable. Julie Ali @JulieYAli I think I am speaking in terms of only my life experience. I don't know how others feel but based on this article some citizens with disabilities feel more vulnerable. Based on the folks who die with autism in Europe I am not confident they are safe. Belgium investigates doctors who euthanized autistic woman LONDON (AP) — Belgian officials are investigating whether doctors improperly euthanized a woman with autism, the first criminal investigation in a euthanasia case since the practice was legalized in... apnews.com 9:24 PM · Mar 3, 2021 Copy link to Tweet

spent all day on the RDSP stuff

 I woke up around 4 am and couldn't go back to sleep for ages. Luckily today I have phone calls only to make and can take it slow. I haven't yet decided what to make for supper. I am waiting for a phone call from Dr. Abukadr. I got through that and I am now trying to figure out how to do the transfer of the RDSP.

I spent most of the day on the RDSP transfer. I'm worried about it. I should have made the RDSP at TD in the first place but there you go. Brainless. Cowardly. I just went to the bank I am familiar with.

So now I have to do more work because I didn't research.


I didn't walk either. There you go. Time for a shower and bed. I will watch House MD now. 

cynthia w Nelson @cindian1 · Mar 3, 2021 How #shameful is Canada's govs? It's embarrassing 🙄☠️ When Dr. John O’Connor❤️ sounded alarms 2006 about high levels of cancer in communities downstream of Alberta oilsands, he began 15-year battle against govs who denied the problem. #cdnpoli #abpoli Doctor who sounded alarms about cancer in the oilsands wins Dr. John O’Connor faced years of backlash after raising concerns in 2006 about unusually-high numbers of cancer cases in communities downstream of the oilsands. Now, he has been awarded the nationalobserver.com Julie Ali @JulieYAli Well at least we know they're all in this together- the provincial government, the federal government @AHS_media @Alberta_UCP @OilGasCanada @Albertadoctors to protect the industry. What about us? I guess FN are disposable citizens? 9:13 PM · Mar 3, 2021 Copy link to Tweet

Greg Abbott @GregAbbott_TX · Mar 3, 2021 The Biden Administration is recklessly releasing hundreds of illegal immigrants who have COVID into Texas communities. The Biden Admin. must IMMEDIATELY end this callous act that exposes Texans & Americans to COVID. Julie Ali @JulieYAli You seem a bit confused about who is doing the callous act that exposes Texans to COVID. Didn't you just end the mask mandate? I mean you're the one who is endangering your citizens. So confusing when you do the gaslighting like this. What is gaslighting? Examples and how to respond Gaslighting causes someone to doubt their sanity, perceptions, or memories. It is a form of psychological abuse. Here is how to respond. medicalnewstoday.com 9:10 PM · Mar 3, 2021 See the latest COVID-19 information on Twitter

Tracy Corneau @Tracytms · Mar 3, 2021 I don’t read the bill this way - intolerably suffering - seems like a pretty high bar. They are also delaying it for 2 years to conduct more studies & consultations. All requests do need to be carefully considered & scrutinized. Julie Ali @JulieYAli Disability rights advocate opposes expanding assistance in dying | CBC News https://cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502?__vfz=medium%3Dsharebarl Our society has decided that disabled citizens have less value. Without advocates, disabled citizens are very vulnerable. This bill indicates the disabled are seen as disposable. Julie Ali @JulieYAli A group of doctors can decide to withdraw services for a disabled person instead of providing services to ameliorate her condition. If they consider this "intolerable suffering" and add this to the matter of non-compliance due to lack of insight, well she's toast.@AHS_media 9:00 PM · Mar 3, 2021 Copy link to Tweet

Tracy Corneau @Tracytms · Mar 3, 2021 I don’t read the bill this way - intolerably suffering - seems like a pretty high bar. They are also delaying it for 2 years to conduct more studies & consultations. All requests do need to be carefully considered & scrutinized. Julie Ali @JulieYAli Disability rights advocate opposes expanding assistance in dying | CBC News https://cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502?__vfz=medium%3Dsharebarl Our society has decided that disabled citizens have less value. Without advocates, disabled citizens are very vulnerable. This bill indicates the disabled are seen as disposable. Julie Ali @JulieYAli My experience as an advocate of a severely disabled sister is that she's vulnerable even without this bill; with this bill there's just more opportunity for early demise thanks to the health care system not valuing her life as much as other citizens. Disabled=disposable. 8:58 PM · Mar 3, 2021 Copy link to Tweet

emgfind @emgfind · Mar 3, 2021 Replying to @JulieYAli @liberal_party and 3 others Against vaccine manufactures instructions? Julie Ali @JulieYAli Well the manufacturers haven't done the clinical trials for this sort of gap but I guess we're going to be the clinical trials due to @jkenney @jjhorgan and other premiers making politically expedient decisions. It will be interesting. But not a happy outcome IMO. @Alberta_UCP 8:54 PM · Mar 3, 2021 See the latest COVID-19 information on Twitter

Julie Ali @JulieYAli · Mar 3, 2021 National advisory committee recommends stretching interval between vaccine doses to 4 months | CBC News https://cbc.ca/news/politics/naci-interval-advice-change-four-months-1.5934563?__vfz=medium%3Dsharebar So basically experiment and do a clinical trial where we are involuntary subjects? Wow. So wrong. @liberal_party @Alberta_UCP @jjhorgan @CMOH_Alberta National advisory committee recommends stretching interval between vaccine doses to 4 months | CBC... Canada's National Advisory Committee on Immunization (NACI) has updated its guidance on the maximum interval between vaccine doses, raising the maximum interval between the first and second Pfizer-... cbc.ca emgfind @emgfind Against vaccine manufactures instructions? 8:51 PM · Mar 3, 2021 1 See the latest COVID-19 information on Twitter

joy gregory @joy_joygregory · Feb 27, 2021 Replying to @jkenney I am confused by this tweet. Some people hung signs at my UCP MLA's office in NW Calgary. Are you saying this equates to the message of hate directed at MLA Irwin? Or the police action against a NDP Lethbridge MLA? There are not "good people on both sides." Julie Ali @JulieYAli He's doing the gaslighting thing. What is gaslighting? Examples and how to respond Gaslighting causes someone to doubt their sanity, perceptions, or memories. It is a form of psychological abuse. Here is how to respond. medicalnewstoday.com 8:51 PM · Mar 3, 2021 Copy link to Tweet

Jason Kenney @jkenney · Feb 27, 2021 I condemn the vandalism of MLA Janis Irwin’s office today. Many other MLA offices have been vandalized in recent months. Shame on those responsible. If you disagree with an MLA, there are countless legitimate ways to register your views. Vandalism is not one of them. joy gregory @joy_joygregory I am confused by this tweet. Some people hung signs at my UCP MLA's office in NW Calgary. Are you saying this equates to the message of hate directed at MLA Irwin? Or the police action against a NDP Lethbridge MLA? There are not "good people on both sides." 3:32 PM · Feb 27, 2021 6 3 Copy link to Tweet

Pandemic at the Disco @RKSAlberta Edmonton's Food Bank needs a new forklift to help feed our city, theirs is due for replacement. Help out by donating or spreading the word! #yeg #yegcc #ableg March Food Out the Door - Forklift Fundraiser | Edmonton's Food Bank Relieving Hunger Today. Preventing Hunger Tomorrow. edmontonsfoodbank.com 8:19 PM · Mar 3, 2021 3 4 Copy link to Tweet

Julie Ali @JulieYAli Disability rights advocate opposes expanding assistance in dying | CBC News https://cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502?__vfz=medium%3Dsharebarl Our society has decided that disabled citizens have less value. Without advocates, disabled citizens are very vulnerable. This bill indicates the disabled are seen as disposable. Disability rights advocate opposes expanding assistance in dying | CBC News "I am a disabled female academic. I have four university degrees. I am very happily married and I have a great job. Yet I have never felt more vulnerable as an individual," writes University of... cbc.ca 8:33 PM · Mar 3, 2021 Copy link to Tweet

 

Tweet See new Tweets Conversation Julie Ali @JulieYAli Disability rights advocate opposes expanding assistance in dying | CBC News https://cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502?__vfz=medium%3Dsharebarl Our society has decided that disabled citizens have less value. Without advocates, disabled citizens are very vulnerable. This bill indicates the disabled are seen as disposable. Disability rights advocate opposes expanding assistance in dying | CBC News "I am a disabled female academic. I have four university degrees. I am very happily married and I have a great job. Yet I have never felt more vulnerable as an individual," writes University of... cbc.ca 8:33 PM · Mar 3, 2021·Twitter Web App View Tweet activity

 


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Disability rights advocate opposes expanding assistance in dying | CBC News https://cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502?__vfz=medium%3Dsharebarl

Our society has decided that disabled citizens have less value. Without advocates, disabled citizens are very vulnerable. This bill indicates  the disabled are seen as disposable.

Disability rights advocate opposes expanding assistance in dying | CBC News

"I am a disabled female academic. I have four university degrees. I am very happily married and I have a great job. Yet I have never felt more vulnerable as an individual," writes University of...

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https://www.cbc.ca/news/canada/manitoba/opinion-nancy-hansen-disability-rights-assistance-in-dying-1.5926502

Manitoba·Point of View

Disability rights advocate opposes expanding assistance in dying

Bill C-7 'calls into question my worth and validity as a human being,' says Nancy Hansen

'"Equity, diversity and inclusion" is not a simple turn of phrase,' says Nancy Hansen. (Submitted by Nancy Hansen)

In February 2021, senators voted to amend and expand Canada's assisted dying law. Bill C-7, if passed, will expand access to assisted dying to intolerably suffering individuals who are not approaching the natural end of their lives. Disability rights advocates say the bill sends the message that life with a disability is a fate worse than death.

This is an open letter to parliamentarians about that perspective.


Hello.

I am a disabled female academic. I have four university degrees. I am very happily married and I have a great job.

I have advocated for disability rights throughout my life.

We are living in an era when disabled people have more human rights recognition provincially, nationally and internationally than ever before. I live in a city that is the cradle of the disability rights movement. Yet I have never felt more vulnerable as an individual.

Disability is not a fate worse than death- Nancy Hansen

Bill C-7 sickens me at my very core and calls into question my worth and validity as a human being. It is a substantive manifestation of the tentative nature of my social  positioning — that can be swept away in an instant.  

Ableism is percolating just below the surface. 

Much of what is 'known' about disability in the public domain is drawn from myth, misconception, fear and ignorance. Disability is not a fate worse than death. Why is it easier to access medical assistance in dying in many jurisdictions than supports and services to live with dignity? 

We must move beyond simplistic, one-dimensional  understandings of disability- Nancy Hansen

There is more than a little irony here. "Equity, diversity and inclusion" is not a simple turn of phrase. It takes work and a serious shift in perspective. It is certainly not a fast track to death. 

Bill C-7 in its current form sets the stage for another court challenge. 

It is 2021 and it is profoundly disturbing that I am having to justify my existence. We must move beyond simplistic, one-dimensional understandings of disability.


This column is part of  CBC's Opinion section. For more information about this section, please read this editor's blog and our FAQ.

ABOUT THE AUTHOR

Nancy Hansen is an associate professor and director of the University of Manitoba's interdisciplinary master's program in disability studies. She is the co-author of The Routledge History of Disability.

Julie Ali @JulieYAli I am still stuck in the no woman's land of trying to transfer a RDSP from @scotiabank to @TD_Canada I have made an appointment (in person) with my son so I can figure it out directly. I don't know why they don't have a department for RDSPs like @scotiabank has. 3:10 PM · Mar 3, 2021 Copy link to Tweet

 

Tuesday, March 2, 2021

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank Why is transfer of the RDSP to @TD_Canada a problem? https://reddit.com/r/PersonalFinanceCanada/comments/d7hn36/rdsp_help_feeling_overwhlmed_with_options_should/ For my brother's case, we ended up giving up and keeping the account he has at Scotiabank because trying to make the transfer work and getting Scotiabank to process it was a nightmare. RDSP Help - Feeling overwhlmed with options. Should I just open... Hey all, I have read a bit about RDSPs here and online. In the long run, I would like to learn how to do my own investing in ETFs but due to my... reddit.com Julie Ali @JulieYAli https://reddit.com/r/PersonalFinanceCanada/comments/6g832m/managing_an_rdsp/ Why the delay? @RBC _leeps 3 years ago Just some insight: I recently moved my RDSP from an RBC mutual fund to TD Direct Investing. I put the request in back in December of last year. The money from RBC didn't come in until March Managing an RDSP I was recently approved for a Registered Disability Savings Program in Ontario. Through government grants, matching, and my own contributions,... reddit.com 7:52 PM · Mar 2, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank So why do kids with RDSPs at your bank have to call the RDSP call centre to transfer funds to the RDSP and to make investments in Scotia mutual funds? If @TD_Canada allows direct investing why don't you? Julie Ali @JulieYAli @scotiabank Why is transfer of the RDSP to @TD_Canada a problem? https://reddit.com/r/PersonalFinanceCanada/comments/d7hn36/rdsp_help_feeling_overwhlmed_with_options_should/ For my brother's case, we ended up giving up and keeping the account he has at Scotiabank because trying to make the transfer work and getting Scotiabank to process it was a nightmare. RDSP Help - Feeling overwhlmed with options. Should I just open... Hey all, I have read a bit about RDSPs here and online. In the long run, I would like to learn how to do my own investing in ETFs but due to my... reddit.com 7:25 PM · Mar 2, 2021

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank Also please note @TD_Canada allows direct investment without a phone call to the RDSP folks. https://reddit.com/r/PersonalFinanceCanada/comments/6cyx3n/rdsp_di_through_td_i_will_contribute_the_1500year/ level 3 DubiousThinker 3 years ago TD Direct Investing I do all my transactions on my laptop through TD's WebBroker. RDSP DI through TD. I will contribute the $1500/year.... but how? I have never invested personally before. I opened a RRSP back when I worked, but as far as I knew I just put money in every month and got a... reddit.com Julie Ali @JulieYAli @scotiabank So why do kids with RDSPs at your bank have to call the RDSP call centre to transfer funds to the RDSP and to make investments in Scotia mutual funds? If @TD_Canada allows direct investing why don't you? 6:50 PM · Mar 2, 2021 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank So why?https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ greennalgene 2 years ago TD is the only bank that allows self directed. All the others offer RDSPs with their mutual funds though. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com Julie Ali @JulieYAli @scotiabank Also please note @TD_Canada allows direct investment without a phone call to the RDSP folks. https://reddit.com/r/PersonalFinanceCanada/comments/6cyx3n/rdsp_di_through_td_i_will_contribute_the_1500year/ level 3 DubiousThinker 3 years ago TD Direct Investing I do all my transactions on my laptop through TD's WebBroker. RDSP DI through TD. I will contribute the $1500/year.... but how? I have never invested personally before. I opened a RRSP back when I worked, but as far as I knew I just put money in every month and got a... reddit.com 6:50 PM · Mar 2, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli I go to @reddit https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ Ontario delfstrom 2 years ago The question is, can this be done in the RDSP given that only TD Direct Investing offers a brokerage option. No other institution does. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com Julie Ali @JulieYAli @scotiabank So why?https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ greennalgene 2 years ago TD is the only bank that allows self directed. All the others offer RDSPs with their mutual funds though. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com 6:45 PM · Mar 2, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to @TD_Canada for better returns on their investments? I am really disappointed. Julie Ali @JulieYAli I go to @reddit https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ Ontario delfstrom 2 years ago The question is, can this be done in the RDSP given that only TD Direct Investing offers a brokerage option. No other institution does. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com 6:43 PM · Mar 2, 2021 1

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank I don't see why you limit investments in the RDSP like this when @TD_Canada allows a wide array of investment vehicles as noted here: https://td.com/ca/en/investing/direct-investing/registered-accounts/rdsp/#/content2 Julie Ali @JulieYAli @scotiabank I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to @TD_Canada for better returns on their investments? I am really disappointed. 6:12 PM · Mar 2, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 Replying to @JulieYAli @scotiabank is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy. I did a bit of research and it looks like all other big banks do the same sort of thing except for TD. @TD_Canada Julie Ali @JulieYAli @scotiabank I don't see why you limit investments in the RDSP like this when @TD_Canada allows a wide array of investment vehicles as noted here: https://td.com/ca/en/investing/direct-investing/registered-accounts/rdsp/#/content2 6:12 PM · Mar 2, 2021 1 Copy link to Tweet

Julie Ali @JulieYAli · Mar 2, 2021 @scotiabank I am curious why you don't allow stock purchases in the RDSP accounts. I opened a RDSP for my younger son and I asked about buying non-Scotia Bank products. Julie Ali @JulieYAli @scotiabank is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy. I did a bit of research and it looks like all other big banks do the same sort of thing except for TD. @TD_Canada 6:12 PM · Mar 2, 2021 1 Copy link to Tweet

 

Thread See new Tweets Conversation Julie Ali @JulieYAli · 38m @scotiabank I am curious why you don't allow stock purchases in the RDSP accounts. I opened a RDSP for my younger son and I asked about buying non-Scotia Bank products. Julie Ali @JulieYAli · 37m @scotiabank is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy. I did a bit of research and it looks like all other big banks do the same sort of thing except for TD. @TD_Canada Julie Ali @JulieYAli · 37m @scotiabank I don't see why you limit investments in the RDSP like this when @TD_Canada allows a wide array of investment vehicles as noted here: https://td.com/ca/en/investing/direct-investing/registered-accounts/rdsp/#/content2 Julie Ali @JulieYAli · 37m @scotiabank I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to @TD_Canada for better returns on their investments? I am really disappointed. Julie Ali @JulieYAli · 7m I go to @reddit https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ Ontario delfstrom 2 years ago The question is, can this be done in the RDSP given that only TD Direct Investing offers a brokerage option. No other institution does. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com Julie Ali @JulieYAli Replying to @JulieYAli @scotiabank So why?https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ greennalgene 2 years ago TD is the only bank that allows self directed. All the others offer RDSPs with their mutual funds though. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com 6:45 PM · Mar 2, 2021·Twitter Web App View Tweet activity Julie Ali @JulieYAli · 5s Replying to @JulieYAli @scotiabank Also please note @TD_Canada allows direct investment without a phone call to the RDSP folks. https://reddit.com/r/PersonalFinanceCanada/comments/6cyx3n/rdsp_di_through_td_i_will_contribute_the_1500year/ level 3 DubiousThinker 3 years ago TD Direct Investing I do all my transactions on my laptop through TD's WebBroker. RDSP DI through TD. I will contribute the $1500/year.... but how? I have never invested personally before. I opened a RRSP back when I worked, but as far as I knew I just put money in every month and got a... reddit.com Julie Ali @JulieYAli · 31s @scotiabank So why do kids with RDSPs at your bank have to call the RDSP call centre to transfer funds to the RDSP and to make investments in Scotia mutual funds? If @TD_Canada allows direct investing why don't you?

Thread

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Conversation

Julie Ali

@JulieYAli

·

38m

@scotiabank

 I am curious why you don't allow stock purchases in the RDSP accounts.

I opened a RDSP for my younger son and I asked about buying non-Scotia Bank products.

Julie Ali

@JulieYAli

·

37m

@scotiabank

 is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy.

I did a bit of research and it looks like all other big banks do the same sort of thing except for TD. 

@TD_Canada

Julie Ali

@JulieYAli

·

37m

@scotiabank

 I don't see why you limit investments in the RDSP like this when 

@TD_Canada

 allows a wide array of investment vehicles as noted here: https://td.com/ca/en/investing/direct-investing/registered-accounts/rdsp/#/content2

Julie Ali

@JulieYAli

·

37m

@scotiabank

 I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to 

@TD_Canada

 for better returns on their investments? I am really disappointed.

Julie Ali

@JulieYAli

·

7m

I go to 

@reddit

  https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/

Ontario

delfstrom

2 years ago

The question is, can this be done in the RDSP given that only TD Direct Investing offers a brokerage option. No other institution does.

Looking for RDSP investing advice.

Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the...

reddit.com

Julie Ali

@JulieYAli

Replying to 

@JulieYAli

@scotiabank

 So why?https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/

greennalgene

2 years ago

TD is the only bank that allows self directed. All the others offer RDSPs with their mutual funds though.

Looking for RDSP investing advice.

Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the...

reddit.com

6:45 PM · Mar 2, 2021·Twitter Web App

View Tweet activity

Julie Ali

@JulieYAli

·

5s

Replying to 

@JulieYAli

@scotiabank

 Also please note 

@TD_Canada

 allows direct investment without a phone call to the RDSP folks. https://reddit.com/r/PersonalFinanceCanada/comments/6cyx3n/rdsp_di_through_td_i_will_contribute_the_1500year/


level 3

DubiousThinker

3 years ago

TD Direct Investing I do all my transactions on my laptop through TD's WebBroker.

RDSP DI through TD. I will contribute the $1500/year.... but how?

I have never invested personally before. I opened a RRSP back when I worked, but as far as I knew I just put money in every month and got a...

reddit.com

Julie Ali

@JulieYAli

·

31s

@scotiabank

 So why do kids with RDSPs at your bank have to call the RDSP call centre to transfer funds to the RDSP and to make investments in Scotia mutual funds? 

If 

@TD_Canada

 allows direct investing why don't you?

Julie Ali @JulieYAli · 33m @scotiabank I am curious why you don't allow stock purchases in the RDSP accounts. I opened a RDSP for my younger son and I asked about buying non-Scotia Bank products. Julie Ali @JulieYAli · 33m @scotiabank is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy. I did a bit of research and it looks like all other big banks do the same sort of thing except for TD. @TD_Canada Julie Ali @JulieYAli · 33m @scotiabank I don't see why you limit investments in the RDSP like this when @TD_Canada allows a wide array of investment vehicles as noted here: https://td.com/ca/en/investing/direct-investing/registered-accounts/rdsp/#/content2 Julie Ali @JulieYAli · 33m @scotiabank I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to @TD_Canada for better returns on their investments? I am really disappointed. Julie Ali @JulieYAli Replying to @JulieYAli I go to @reddit https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ Ontario delfstrom 2 years ago The question is, can this be done in the RDSP given that only TD Direct Investing offers a brokerage option. No other institution does. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com 6:43 PM · Mar 2, 2021·Twitter Web App View Tweet activity Julie Ali @JulieYAli · 42s Replying to @JulieYAli @scotiabank So why?https://reddit.com/r/PersonalFinanceCanada/comments/8jd6ix/looking_for_rdsp_investing_advice/ greennalgene 2 years ago TD is the only bank that allows self directed. All the others offer RDSPs with their mutual funds though. Looking for RDSP investing advice. Hi all, I'm a 22y/o university student with an RDSP, which is currently my main savings plan. By my calculations I'll be able to maximize on the... reddit.com

 The RDSP problem took most of my day. I sorted some tax papers.  I made a phone appointment to talk to someone at TD Riverbend tomorrow. I am not sure how to make the transfer to TD of the RDSP. Maybe younger boy will be involved in this process? I'm not sure. 



I am curious why you don't allow stock purchases in the RDSP accounts. I opened a RDSP for my younger son and I asked about buying non-Scotia Bank products.
1
is this to ensure that we are forced to invest in Scotia bank mutual funds? If so it's a bad strategy. I did a bit of research and it looks like all other big banks do the same sort of thing except for TD.
1
I don't know what to do about this restriction of the RDSP investment. Can you open it up? Or will parents have to move their RDSP plans for their kids to for better returns on their investments? I am really disappointed.
1